This is to certify that I, Martin Sheppard Rowe of Heart’s Content, Newfoundland being of sound and disposing mind & memory do make this my last will and testament.  I hereby bequeath my house to my wife Charlotte Rowe and my son, John S. Rowe, the said Charlotte Rowe to hold possession of that part of the house in which I live during her natural life and after her decease my son John S. Rowe is to have possession & own all the house by paying my grandson Ernest Rowe the sum of fifty dolllars ($50.00) but if my grandson Ernest Rowe should not be living after decease of (?) wife Charlotte Rowe then my son John S. Rowe is to own the house without payment of any fee.  I bequeath my bed and watch to my grandson Ernest Rowe and my sewing machine to my granddaughter Mary Jane Rowe and the remaining effects in the house after decease of my wife shall be equally divided between my two sons Eliol Rowe and John S. Rowe.  My land is to be equally divided between my wife Charlotte Rowe and my two sons Eliol Rowe and John S. Rowe, and the decease of my wifethe said land is to be equally divided between my two sons Eliol Rowe and John S. Rowe.  The money I have in Savings Bank amounting at present to the sum of three hundred and nineteen dollars & twenty six cents ($319.26) shall be used as follows.  The Bank Book to be in possession of my son John S. Rowe who shall with the signatures of the undersigned witnesses draw therefrom yearly for the support of my wife the sum of twety five dollars which she shall receive, and should there be any money remaining in the bank after decease of my wife it shall be equally divided between my two sons Eliol Rowe and John S. Rowe.  In witness whereof I have hereto set my hand the eighteenth day of October, 1897.
Martin Sheppard Rowe, witness C. Gaden Rendell.