This is the last will and testament of me Isaac Collins of St. John’s Newfoundland Gauger and Tidewaiter.     I give devise and bequeath to my wife Mary Hannah Collins all interest that I may have at the time of my decease in a Policy of Insurance on my life in the Royal Insurance Coy for the sum of two hundred and fifty pounds cy under Policy No. 7039 but subject to any claim that the Honorable Sir Hugh W. Hoyles might have upon and under said Life Policy for advances made to me     Also I give to my said wife Mary Hannah Collins all my household furniture and affects and everything that I may be possessed of for her sole benefit and disposal-     Lastly I appoint my said wife Mary Hannah Collins sole executrix under this my will-     In witness whereof I the said Isaac Collins have hereunto set my hand this seventeenth day of January A.D. one thousand eight hundred and seventy eight at St. John’s aforesaid-     Isaac Collins.     Signed published and declared by the said Isaac Collins as and for his last will and testament in our presence who in his presence and in the presence of each other have hereunto set our hands on the day and year and place first above written W.J. Hogan.     Augustus O. Hayward.

Certified correct,
D. M. Browning
Registrar