This is the last Will and Testament of me Elizabeth Gillard, Widow of the late John T.Gillard, of St. John's, Newfoundland. 
1st.   I revoke all former wills. 
2nd.  Whereas under the provisions of the will of my late husband John T.Gillard I have the power to direct by my will the manner in which after my death the executors of the said John T.Gillard shall pay out of the residue of his estate the sum of Ten thousand dollars.  I do hereby direct that the said sume of Ten thousand dallars shall be paid out of the residue of the estate of the said John T.Gillard unto my three brothers, namely Robert Tasker Steele of Hamiliton in Ontario, James Reid Steele of Montreal in Quebec and Robert Steele of Winnipeg in Manitoba in equal shares, the children of any of my said brothers who shall predecease me taking their deceased father's share. 
3rd. To my niece Muriel Steele Wright, of Toronto, I leave the sum of Three thousand dollars. 
4th. To Emma Rogerson of Montreal, daughter of the late James Rogerson of St. John's, I leave the sum of One thousand dollars. 
5th. To Cyril G. Tessier, son of the late Charles W.H. Tessier, I leave the sum of One thousand dollars. 
6th. To the Association for the Prevention of Consumption I leave the sum of One thousand dollars. 
7th. To Mary Rogerson, youngest daughter of William P. Rogerson I leave the sum of One thousand dollars. 
8th. To Charles H. Renouf, my late husband's Clerk, I leave the sum of Five hundred dollars. 
9th.  To Milicent Dunfield, daughter of the late Canon Dunfield I leave the sum of Five hundred dollars. 
10th.  My watch and chain I leave to Sarah, daughter of my brother Arthur Steele. 
11th My jewel box and its contents I leave to my niece Muriel Steele Wright. 
12th. My household furntiture, clothing and all personal effects I leave to my friend Mrs. Alfred G.Smith. 
13th. All the rest residue and remainder of my estate I leave to my niece Muriel Steele Wright. 
14th. I appoint Herbert E.Knight of St. John's Solicitor and Charles H.Renouf of St. John's, Accountant, Executors of this my will. 
Dated at St. John's, Newfoundland, this 7th day of December A.D. 1911 Elizabeth Gillard. 
Signed Published and Declared by the said Testatrix as and for her last Will and Testament in our presence who in her presence and at her request and in the presence of each other have hereunto subscribed our names as witnesses. 
Herbert E.Knight. Elizabeth Moss.
 

Correct William F. Lloyd
Registrar of the Supreme Court of Newfoundland.
(Listed in the margin next to this will the following)
Fiat March 15/21
The Chief Justice
Probate granted
to Herbert E
Knight & Charles
H Renouf
March 15/21
Estate sworn at
$21,629.56

Codicil.
This is a Codicil to my last Will and Testament.
1. I revoke the legacies of One thousand dollars which I had left to Emma Rogerson and of Five hundred Dollars which I had left to Millicent Dunfield.
2. I leave One thousand dollars to Walter Pritchard and Five hundred dollars to Hope Pritchard the children of Muriel Pritchard of Bay Roberts.
Dated at St. John's this 14th day of September A.D. 1915. Bessie Gillard.
Signed Published and Declared by the said Testatrix as and for a Codicil to her last Will and Testament in our presence who in her presence and at her request and in the presence of each other have hereunto subscribed our names as witnesses. 
C.H. Renouf  Herbert Knight.
Correct
(Listed in the margin next to this codicil the following)
Fiat June 19/23
Kent J
Probate of a
Codicil granted
to Herbert E
Knight & 
Charles H
Renouf
June 19/23
Estate sworn at
$21,629.56