This is the last will and testament of me, Margaret Collins, of St. John's, in the Island of Newfoundland, Spinster.  I hereby revoke all former wills by me at any time made, and declare this to be my last will and testament.  I desire that my just debts, funeral and testamentary expenses, be first paid out of my estate.   
1.  I give and bequeath to my executor hereinafter named the sum of $100.00 to be expended of her for masses for the repose of my soul.  
2.  I give and bequeath to the St. Vincent de Paul Society the sum of $100.00    
3.  I give and bequeath to the Mother Superior of the Mercy Convent, Military Road, for the purposes of the Institution the sum of $100.00  4.  I give and bequeath the residue of my estate of whatsoever description and wheresoever situate to my sister Cecelia Flannery, absolutely. If my said Sister shall predecease me I devise that her share shall go to my sister Anne Joseph Collins absolutely. If both my said sisters shall predecease me I desire that the whole of my said estate shall go to my niece Mary Flannery, absolutely.   
5.  Should both my said sisters and my niece Mary Flannery predecease me I desire that the residue of my estate shall go to the Roman Catholic Church   
6.  I appoint my sister, Cecelia Flannery, sole executor of this my last will and Testament.  In witness whereof I have hereunto set my hand at St. John's in the Island of Newfoundland this seventeenth day of November A.D. 1917.  Margaret Collins.  Signed by the said testatrix as and for her last will and testament in the presence of us, who, in the presence of the said testatrix and in the presence of each other, hereunto subscribe our names as Witnesses     Jean G. Miller,   J.A.
Winter.

Correct Charles H. Emerson
Registrar of the Supreme Court of Newfoundland. 
(Listed in the margin next to this will the following)
Fiat 
Sept 25/18
Johnson J
Probate
Oct 8/18
granted to
Cecelia
Flannery
Estate
$9046.97