This is the last Will and Testament of me, Isabella Henderson, of St. John's Newfoundland, Widow.
First:  I appoint my son Charles U. Henderson, my son-in-law Murdo MacLeod and my daughter Effie Fullerton and the survivor of them, Executors and Executrix of this my Will.
Second:  I desire that all my just debts, funeral and testamentary expenses shall be first paid by my said Executors and Executrix out of my Estate.
Third:  I give to my Executors and Executrix full power, authority and discretion to carry on the dry goods and millinary business which is now being carried on by me at Theatre Hill, St. John's, or if they see fit, to sell and realize the said business and invest the proceeds thereof for the benefit of my Estate.  Should my said Executors and Executrix decide to discontinue the dry goods business being carried on by me at Theatre Hill it is my desire that my son Charles shall be given the first right of buying out my interest in said business.
Fourth:  I will and direct that out of the yearly income of my Estate my Executors and Executrix shall pay to my daughter Maggie for her support and maintenance for and during her natural life or until she become married, an annuity at the rate of seven hundred dollars per annum in equal quarterly installments commencing on and from the first day of the month following my death.
Fifth:  Upon the marriage or death of my said daughter Maggie the annuity bequeathed to her under the preceding Clause shall lapse and form part of my general Estate.
Sixth:  I will and direct that my son Charles shall receive at my death the sum of two hundred dollars as an appreciation by me of his services rendered to me from time to time.  This amount is in addition to any amount he may receive as his share of my Estate upon the death or marriage of my said daughter Maggie.
Seventh:  I will and direct that my husband's daughter Jeanie C. Morris shall receive at my death the sum of one hundred dollars as a gift from me.
Eighth:  I will and direct that any surplus which shall remain of the net annual income of my Estate after payment of the said annuity to my daughter Maggie shall be divided in equal shares among my seven children, Charles, Maggie, Mabel, Jessie, Effie, Lizzie and Willie or their lawful issue.
Ninth:  Upon the marriage or death of my said daughter Maggie I will and direct that the whole of my property, Estate and effects of every description shall be divided in equal shares among my said daughter Maggie and my remaining six children or their lawful issue.
Tenth:  Should any of said children predecease me without leaving issue it is my wish and I hereby will and direct that the share of such child shall lapse and form part of my general Estate.
Eleventh:  Should any of my said children predecease me leaving a child or children him and her surviving it is my wish and I hereby will and direct that the share of such child so predeceasing me shall be distributed in equal shares among his or her children or if only one child then the whole share shall go to such child.
Witness my hand at St. John's aforesaid the 11th day of August A.D. 1916.  Isabella Henderson.  Signed published and declared by the said Testatrix as and for her last Will and Testament in our presence who in the presence of the said Testatrix and of each other all present at the same time have hereunto subscribed our names as witnesses.  Amy G. Stevenson.  M.C. Roberts.      

Correct William F. Lloyd
Registrar of the Supreme Court of Newfoundland. 
(Listed in the margin next to this will the following)
Fiat Jan 28/20
Kent J.
Probate granted
to Chas U. Henderson
Murdo MacLeod
and Ellen (there is no question that the clerk wrote Ellen here not Effie)
Fullerton
Feb. 12/20.
Estate sworn
at $14,786.28